:root{
  --gold:#f4ae4e; --gold-dk:#e0962c; --ink:#29343e; --ink-2:#3d4a56;
  --muted:#6b7782; --line:#e6ebee; --bg:#ffffff; --bg-2:#f7f9fa;
  --max:1120px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Inter",system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}

/* header */
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.brand{display:flex;align-items:center;gap:10px}
.brand-text{line-height:1.1}
.brand-text b{display:block;letter-spacing:.28em;font-weight:500;font-size:15px}
.brand-text span{display:block;letter-spacing:.32em;font-size:10px;color:var(--muted)}
.links{display:flex;gap:28px;align-items:center;font-size:15px}
.links a:not(.btn):hover{color:var(--gold-dk)}
.menu-toggle{display:none;background:none;border:0;font-size:26px;cursor:pointer;color:var(--ink)}

.btn{display:inline-block;padding:12px 22px;border-radius:8px;font-weight:600;font-size:15px;transition:.15s}
.btn-gold{background:var(--gold);color:#241503}
.btn-gold:hover{background:var(--gold-dk)}
.btn-ghost{border:1.5px solid var(--ink);color:var(--ink)}
.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-light{border:1.5px solid rgba(255,255,255,.6);color:#fff}
.btn-light:hover{background:#fff;color:var(--ink)}

/* hero */
.hero{padding:96px 0 80px;background:linear-gradient(180deg,#fff 0%,var(--bg-2) 100%);position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.eyebrow{font-size:13px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-dk);font-weight:600;margin-bottom:14px}
h1{font-size:clamp(34px,5vw,54px);line-height:1.1;font-weight:700;letter-spacing:-.02em;margin-bottom:20px}
h1 em{font-style:normal;color:var(--gold-dk)}
.lead{font-size:19px;color:var(--ink-2);max-width:560px;margin-bottom:32px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap}
.hero-mark{justify-self:center;width:100%;max-width:320px}

/* sections */
section{padding:88px 0}
.section-head{text-align:center;max-width:640px;margin:0 auto 52px}
h2{font-size:clamp(28px,3.5vw,38px);line-height:1.2;letter-spacing:-.01em;margin-bottom:12px}
.section-head p{color:var(--muted);font-size:17px}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.cards.four{grid-template-columns:repeat(4,1fr);gap:20px}
.cards.four .card{padding:26px}
@media (max-width:1100px){.cards.four{grid-template-columns:1fr 1fr}}
.card{border:1px solid var(--line);border-radius:14px;padding:32px;background:#fff;display:flex;flex-direction:column;transition:.2s}
.card:hover{border-color:var(--gold);box-shadow:0 12px 32px rgba(41,52,62,.08);transform:translateY(-3px)}
.icon{width:52px;height:52px;border-radius:12px;background:#fdf1df;display:grid;place-items:center;margin-bottom:20px}
.icon svg{width:26px;height:26px;stroke:var(--gold-dk)}
.card h3{font-size:21px;margin-bottom:10px}
.card p{color:var(--muted);margin-bottom:18px}
.card ul{list-style:none;margin-bottom:24px;flex:1}
.card li{padding:6px 0 6px 24px;position:relative;font-size:15px;color:var(--ink-2)}
.card li::before{content:"";position:absolute;left:0;top:13px;width:12px;height:2px;background:var(--gold)}
.card .more{font-weight:600;color:var(--gold-dk)}
.card .more:hover{text-decoration:underline}

.alt{background:var(--bg-2)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.step{counter-increment:s}
.step::before{content:"0" counter(s);display:block;font-size:34px;font-weight:700;color:var(--gold);margin-bottom:8px}
.step h4{font-size:18px;margin-bottom:6px}
.step p{color:var(--muted);font-size:15px}

.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.why{list-style:none;display:grid;gap:18px}
.why li{display:flex;gap:14px}
.why b{display:block}
.why span{color:var(--muted);font-size:15px}
.dot{flex:none;width:10px;height:10px;margin-top:8px;border-radius:50%;background:var(--gold)}

.cta-band{background:var(--ink);color:#fff;border-radius:18px;padding:56px;text-align:center}
.cta-band h2{color:#fff}
.cta-band p{color:#c3ccd3;margin-bottom:28px;font-size:17px}

/* contact */
form{display:grid;gap:14px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
label{font-size:14px;font-weight:600;display:grid;gap:6px}
input,select,textarea{font:inherit;padding:12px 14px;border:1px solid #cfd7dd;border-radius:8px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
textarea{min-height:120px;resize:vertical}

footer{border-top:1px solid var(--line);padding:36px 0;color:var(--muted);font-size:14px}
footer .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
footer a:hover{color:var(--gold-dk)}

@media (max-width:860px){
  .hero .wrap,.split{grid-template-columns:1fr}
  .hero-mark{max-width:200px;order:-1}
  .cards{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .row2{grid-template-columns:1fr}
  .cta-band{padding:40px 24px}
  .menu-toggle{display:block}
  .links{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;flex-direction:column;padding:20px;gap:18px;border-bottom:1px solid var(--line)}
  .links.open{display:flex}
  section{padding:64px 0}
}

.links a.active{color:var(--gold-dk);font-weight:600}
.portal-bar{background:var(--ink);color:#fff;padding:22px 0}
.portal-bar .wrap{display:flex;align-items:center;justify-content:center;gap:18px;flex-wrap:wrap;font-size:17px;font-weight:500}
@media (max-width:1100px) and (min-width:861px){.links{gap:16px;font-size:14px}}


.opt{font-weight:400;color:var(--muted)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form-status{font-size:15px;min-height:1.2em}
.form-status.ok{color:#1d7238}
.form-status.err{color:#b3261e}
button[disabled]{opacity:.6;cursor:wait}

.refs{font-size:14px;color:var(--muted);margin-top:12px;padding-top:12px;border-top:1px dashed var(--line)}
.refs a{color:var(--gold-dk);font-weight:600;white-space:nowrap}
.refs a:hover{text-decoration:underline}
.refs-band{max-width:560px;margin:40px auto 0;text-align:center}
.refs-band .refs{border:1px solid var(--line);border-radius:999px;padding:12px 20px;background:#fff;margin:0}

.extra{border:1px solid var(--line);border-radius:8px;padding:12px 14px;background:#fff}
.extra summary{cursor:pointer;font-size:14px;font-weight:600}
.extra[open] summary{margin-bottom:12px}
.extra label+label{margin-top:12px}

/* pricing estimator */
.est-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px}
.est-tabs button{font:inherit;font-size:15px;font-weight:600;padding:10px 18px;border-radius:999px;border:1.5px solid var(--line);background:#fff;color:var(--ink);cursor:pointer}
.est-tabs button[aria-selected="true"]{background:var(--ink);border-color:var(--ink);color:#fff}
.est-grid{display:grid;grid-template-columns:1fr 340px;gap:32px;align-items:start}
.est-intro{color:var(--muted);margin-bottom:18px}
.est-body fieldset{border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin-bottom:16px;background:#fff}
.est-body legend{font-weight:700;padding:0 6px}
.est-opt{display:flex;align-items:center;gap:12px;padding:10px 4px;border-bottom:1px solid var(--line);font-weight:400;cursor:pointer}
.est-opt:last-child{border-bottom:0}
.est-opt input{width:18px;height:18px;accent-color:var(--gold-dk);flex:none}
.est-opt span{flex:1}
.est-opt em{font-style:normal;font-size:13px;color:var(--muted);white-space:nowrap}
.est-count{display:flex;align-items:center;gap:14px;padding:6px 4px}
.est-count button{width:38px;height:38px;border-radius:8px;border:1.5px solid var(--line);background:#fff;font-size:20px;cursor:pointer;color:var(--ink)}
.est-count output{font-size:20px;font-weight:700;min-width:24px;text-align:center}
.est-summary{position:sticky;top:88px;border:1px solid var(--line);border-radius:14px;padding:24px;background:#fff;box-shadow:0 12px 32px rgba(41,52,62,.08)}
.est-summary h3{font-size:19px;margin-bottom:14px}
.est-total{padding:12px 0;border-top:1px solid var(--line)}
.est-total small{display:block;font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.est-total b{font-size:24px}
.est-fine{font-size:12px;color:var(--muted);margin-top:12px}
@media (max-width:860px){.est-grid{grid-template-columns:1fr}.est-summary{position:static}}
.reach{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;background:var(--bg-2);border:1px solid var(--line);border-radius:18px;padding:36px}
.reach p{color:var(--ink-2)}
@media (max-width:860px){.reach{grid-template-columns:1fr;padding:24px}}
.quote-note{border-left:4px solid var(--gold);background:#fdf6ea;border-radius:8px;padding:14px 18px;margin-bottom:24px;color:var(--ink-2)}
.quote-note b{display:block;color:var(--ink);margin-bottom:2px}

/* two-row header */
.topbar{background:var(--ink);font-size:13px}
.topbar .wrap{display:flex;justify-content:flex-end;gap:22px;height:34px;align-items:center}
.topbar a{color:#c3ccd3}
.topbar a:hover,.topbar a.active{color:var(--gold)}
.links .util{display:none}
@media (max-width:1000px) and (min-width:861px){.links{gap:16px;font-size:14px}}
@media (max-width:860px){
  .topbar{display:none}
  .links .util{display:block}
}